{"id":9146,"date":"2026-01-18T11:22:09","date_gmt":"2026-01-18T11:22:09","guid":{"rendered":"https:\/\/manager.faa.ro\/?p=9146"},"modified":"2026-01-18T11:24:10","modified_gmt":"2026-01-18T11:24:10","slug":"monetary-policy-and-bank-credit-allocation-to-romanian-businesses","status":"publish","type":"post","link":"https:\/\/manager.faa.ro\/?p=9146","title":{"rendered":"Monetary Policy and Bank Credit Allocation to Romanian Businesses"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9146\" class=\"elementor elementor-9146\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-58775c60 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"58775c60\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17efac6d\" data-id=\"17efac6d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7eb31f9e elementor-widget elementor-widget-text-editor\" data-id=\"7eb31f9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<span style=\"color: var(--c-contrast-800); font-size: 16.604px;\">Pages: 7-15<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-526c3768 elementor-widget elementor-widget-text-editor\" data-id=\"526c3768\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Introduction<\/strong>. This paper investigates the effects of monetary policy on bank financing of Romanian companies, focusing on how policymakers influence by their monetary policy decissions the credit allocation to Romanian businesses, and consequently the performance of the economy. The object of this research is to understand the dynamics between monetary policy adjustments and their consequences on the availability and conditions of bank loans to Romanian firms. The methodology employed involves an econometric analysis using panel data from National Bank of Romania over the period December 2019 \u2013 September 2024. Key variables such as monetary policy interest rate, inflation rate, money supply, and credit growth are examined.<\/p><p><strong>Aim of the study<\/strong>. The findings suggest that policymakers need to consider the extensive significance of monetary policy decisions on the corporate financing environment. By understanding these dynamics, banks and companies can better navigate the challenges posed by changing monetary conditions, ultimately promoting a more stable and resilient financial system.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-682c1591 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"682c1591\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/manager.faa.ro\/wp-content\/uploads\/2026\/01\/40m_7_15.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Full text sources<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00a0Pages: 7-15 Introduction. This paper investigates the effects of monetary policy on bank financing of Romanian companies, focusing on how policymakers influence by their monetary policy decissions the credit allocation to Romanian businesses, and consequently the performance of the economy. The object of this research is to understand the dynamics between monetary policy adjustments and<\/p>\n","protected":false},"author":141,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1701,1703],"tags":[1818,1816,1817,1819],"coauthors":[1363,1403],"class_list":{"0":"post-9146","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-1701","7":"category-2024-vol-40-issue-2-december","8":"tag-inflation-rate","9":"tag-loans-granted-to-companies","10":"tag-monetary-policy-interest-rate","11":"tag-money-supply","12":"jel-c23","13":"jel-e51","14":"jel-e52"},"_links":{"self":[{"href":"https:\/\/manager.faa.ro\/index.php?rest_route=\/wp\/v2\/posts\/9146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manager.faa.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manager.faa.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manager.faa.ro\/index.php?rest_route=\/wp\/v2\/users\/141"}],"replies":[{"embeddable":true,"href":"https:\/\/manager.faa.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9146"}],"version-history":[{"count":4,"href":"https:\/\/manager.faa.ro\/index.php?rest_route=\/wp\/v2\/posts\/9146\/revisions"}],"predecessor-version":[{"id":9151,"href":"https:\/\/manager.faa.ro\/index.php?rest_route=\/wp\/v2\/posts\/9146\/revisions\/9151"}],"wp:attachment":[{"href":"https:\/\/manager.faa.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manager.faa.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manager.faa.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9146"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/manager.faa.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcoauthors&post=9146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}